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b.c. signed an agreement with the federal government a year ago to join the national pharmacare program, providing coverage for most prescription drugs. on march 1, the program was expanded to include most diabetes drugs and treatments, and coverage for menopausal therapies.
here’s what you need to know about pharmacare in b.c.:
what is covered
under the federal-provincial agreement signed on march 6, 2025, pharmacare covers most prescription drugs, with the amount depending on how much you make. b.c. has also provided many contraceptives for free since 2023.
starting on march 1 of this year, the plan is adding diabetes and menopausal medications, and these expensive therapies are covered in full, regardless of income levels. eligible medications for diabetes, including type 1 and type 2 diabetes, are 100 per cent covered, as are contraceptives and hormonal therapies for menopause.
diabetes canada estimates it costs up to $18,300 a year for type 1 and up to $10,000 per year for type 2. menopause hormone therapies like estrogen pills, patches and gels can cost $240 to $1,800 a year without insurance. the expanded coverage is automatic; no enrolment is needed.
who is covered
the new coverage will help an estimated 570,000 in b.c. living with diabetes and about 160,000 in need of menopause therapy.
for all other prescription drugs, the amount paid by the pharmacare program is indexed based on how much you and your family make. for instance, if your family income is $50,000, the plan kicks in once you’ve spent $1,500 on prescriptions. it would pay 70 per cent of drug costs up to $2,000, then 100 per cent if you spend more than $2,000 in a year.
deductible limits continue to rise as family income goes up. so if you make $100,000, you have to pay $3,000 in prescriptions before pharmacare kicks in, and $4,000 before they’re fully covered by the plan.